I think you misread? He said the ONLY insurance provider option he has through his employer doesn’t cover the pediatric neurologist in Tulsa.
That has ZERO to do with the government. He didn’t even mention wishing we had government provided healthcare. He and I were discussing how terrible the US’s current health care system is.
After my daughter was born, she needed to be flown to Albuquerque to get a life saving surgery due to a congenital defect in her bowels that we were unaware of before birth. She was too young to put on a helicopter, and the docter wanted to arrange an ‘air ambulance’ for her, which is a special Cessna. I have ‘very good‘ insurance. I remember my conversation with the doctor, it went something like this:
Me: Doctor, this seems convoluted. First we have to wait for the plane to arrive. Then she needs to be ambulanced to the airstrip, get in the airplane, and fly to ABQ. Then she will have to get on another ambulance to the hospital there. She seems stable for now. It might be faster and cheaper to just drive her there the whole way in an ambulance, wouldn’t it?
Doctor: Yes, it probably would, and she is stable right now. But with her condition, she could turn south at any moment. And even though the plane will ultimately take longer because we have to wait for them to scramble a pilot and for it to arrive, it does reduce
transit time. What you really don’t want is for her to start going septic in the back of an ambulance in Pojoaque. It’s better for her to be here, or ABQ if that happens, and this is the best way to try and make sure we minimize that risk.
Me: Okay. Thank you for explaining it. Air ambulance it is.
A couple months later we get a bill for like $15k because the insurance company rejected the claim on the air ambulance, saying a regular ambulance would have worked just fine. Apparently in my moment of deep emotion, I was supposed to refuse my doctor‘s recommendation for my newborn and do what, in retrospect, would have worked just fine. I fought them for months on that one.
The system we have is broken, and it is not at all controversial to say that. I didn’t ask the government for help, I just wish there was some consistency and accountability from these companies at the very least. As is, they have the benefit of hindsight to second guess doctors and deny claims. And by their logic, all of us laypeople should all be second guessing our trained professional doctors that we pay top dollar for advice in our hours of need. It’s beyond appalling.