You can say Toledo's offense was better than ours, and you can say that our defense had a pick 6 that should have helped us win that game. There was blame to go around there.
As for Skipper, those were freshman numbers where he hadn't been getting first team reps for half the season. Even with those mediocre numbers, his passing efficiency was near that of Ben Hicks from SMU, who is pretty highly touted in the conference. I think our system last season was (mistakenly) set up to be ultra run heavy due to President and it really hurt our passing game. We never quite got away from that, even when Skipper started. I expect that to change some this season and we'll see more TD's and better efficiency from Skipper as we'll open the playbook up vertically, rather than needing to complete a bunch of slants, hitches, etc... to keep moving the chains when you've run 75% of the time in the drive and you need a 1st down on 3rd down. It's easier to have completions when you're throwing into an open area downfield on 1st or 2nd down and they're not expecting it.