This expansion to 12 is absolute garbage. The expansion needs to be to 8 teams and no more. You have the conference winners from the Power 5 conferences, the top team Conference winner from the Group of 5 and then 2 at large teams. The teams would be seeded by ranking. This can be handled two ways.
Way 1 - The top 4 seeds have a home game and this game is played the weekend after Champ week. This game does not disqualify the losers from participating in a Bowl game. The winners will play in the current 4 team playoff in the bowl setting.
Way 2 - Four more bowls are added to the playoff structure allowing a team to win two bowl games in a year. The winners would play in the current Playoff structure. Now personally this is stupid having a team win two bowl games, however how many of the bowls will actually come back from the pandemic? I think there are too many bowls anyway as we have teams getting in with losing records and teams with winning records being left out. Teams shouldn't even be invited to bowl games until after champ week.
This should not be expanded to 12 teams period. Now if they gave the American a designation as a Power 6 school then they could go to 9 teams for a playoff structured this way
The 6 conference champs from the Power 6, 1 Group of 4 (Unless they designate another conference to have a new Group of 5) and 2 at large. They would be seeded by ranking. Play in game during champ week with the 8 and 9 seed. Top 4 seeds play a home game against the remaining lower 4 seeds. The winners play in the current Playoff structure and the losers advance to a bowl game.